Coverage you can count on.

Benefits that keep you protected, no matter where your travels take you.

Booking, boarding, and beyond

From the moment you book to the moment you’re back home, Backpack protects you with multi-trip travel insurance that travels with you all year long.

Before your trip

Plans change, and trip cancellation coverage protects you before you leave. If something unexpected comes up, you can get reimbursed for prepaid, non-refundable trip costs.

Covered Reasons:
  • Sickness or Injury
  • Inclement Weather
  • Traffic Accident (en route)
  • Quarantined or Jury Duty
  • Active Service
  • Pregnancy
  • Uninhabitable Residence
  • Victim of a Felonious Assault
  • Legal Separation/Divorce
  • Terrorist Incident
  • … and more

During your trip

If your trip gets cut short due to an unexpected event, trip interruption coverage can reimburse you for unused travel costs and expenses to return home or rejoin your trip.

Additional Benefits Include:
  • Trip Delay
  • Missed Connection
  • Baggage & Personal Effects Lost, Stolen or Damaged
  • Baggage Delay
  • Emergency Accident and Sickness Medical Expense
  • Emergency Evacuation and Repatriation of Remains
  • Accidental Death and Dismemberment
  • Political or Security Evacuation

No trip booked? No problem.

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All coverages

You choose your coverage limits for trip cancellation and interruption. All other coverage amounts are the same across all plans. For a complete description of all coverages, you can view the Policy Documents for your state of residence.

Trip Cancellation
Choose $2500, $5000, $7500, or $10000
Trip Interruption
Same as Trip Cancellation Limit
Missed Connection
$500
3+ hour delay
Trip Delay
$1000
$200 per day
12+ hour delay
Emergency Evacuation and Repatriation of Mortal Remains
$250,000
Emergency Accident and Sickness Medical Expense
$25,000
$750 Dental max.
Baggage & Personal Effects - Lost, Stolen or Damaged
$1000
$250 per item
$500 combined aggregate
Baggage Delay
$300
24+ hour delay
Accidental Death and Dismemberment
$25,000
Security Assistance Services
$100,000
Fourteen Day Free Look
Included
Worldwide Travel Assistance
Included
Subject to policy terms, conditions, limitations and exclusions. Coverage not available in all states or may vary by state. Read the Policy Documents for additional information. Benefits are provided on an aggregate basis. The maximum limits are applied to the entire policy term (one year). Political and Natural Disaster Evacuation maximum of one (1) occurrence per year.

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